Everyone knows that a rabbit makes for a great pet. They are furry, adorable, and friendly. However, when you take on the responsibility of becoming a pet owner, you also need to consider that health care can play a major role in a bunny’s quality of life. One way to make sure that your animal receives the best care possible is to purchase rabbit insurance. Because there are so many types of plans and features, choosing the correct coverage can involve a lot of research.
The Cost of Pet Insurance for Rabbits
Rabbit insurance is reasonable for many budgets, typically costing £6 to £12 per month. If you are looking for a wider range of cover, then you will want to enroll your pet in a lifetime plan, which covers the animal for its entire life. If you are looking for a more limited range of coverage, then you may be interested in time-limited plans, which only cover a rabbit for a certain period of time. Time-limited plans will often cover £2,000 for each condition for up to 12 months.
There are as many rabbit insurance plans as there are types of rabbits, so you need to choose carefully. Plans vary in their coverage rates and types of services covered. Plans also vary in their excess, which is the amount that you will be expected to pay out of pocket for benefits.
You should also consider your bunny’s risk. Different breeds of rabbits have different long-term health risks, so this should be a factor when considering rabbit pet insurance. You can ask a vet what type of coverage you will need in order to get the longest and healthiest life out of your rabbit.
The Earlier the Better
Rabbit insurance is most effective when you plan out a course of action while the rabbit is still relatively young. If choosing a lifetime plan was one of your goals, then you will need to sign up before the rabbit turns five. Most companies and policies do not cover pre-existing conditions, so you will want to make sure that you get your pet covered before it gets sick. Getting your bunny on a lifetime plan also reduces the premiums that you will pay and will ensure that your payments do not increase when you activate benefits.
You may be surprised to learn that pet insurance for rabbits offers many additional perks and features. For example, more and more vets are recommending alternative medicine as a key component for total health. You should consider whether it is worth the cost to get your rabbit these perks – such as massage, acupuncture, and physiotherapy. You should also look at your own habits. Do you travel away from home often with your pet? Travel insurance can offer many perks for the active wanderer, such as coverage for foreign vet fees and passport insurance. You can even add a perk that reimburses you for the cost of a vacation if you have to cancel because your pet becomes sick! If you are planning to raise your rabbit to participate in competition, then rabbit insurance can help cover entry fees. Out of the house for emergencies very often? You may need insurance that will help cover the fees of boarding the animal while you are away.
Rabbit insurance companies understand that every bunny owner has a different set of needs and priorities, so they offer a wide range of plans. The most effective course of action is that you properly research what types of plans best suit your needs. With the global recession still happening, it’s critically important that we pick and choose the best possible ways to save our money. Picking the correct amount of coverage for your pet is a good way to have peace of mind and still have money left in your wallet for other priorities. What are you waiting for? Get your pet insured today.
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