Thanks to technological innovations, easier access to word-of-mouth and internet recommendation forums and blogs, it’s never been easier to get a good deal. Not only can we search prices, but we can search for opinions and genuine user reviews on products, services and everything in between. No longer do we have to trust what a company tells us or fall into small-print traps that have no loopholes; the communication age lets us find out all we need to know before we put pen to paper.
Unfortunately, recent studies have shown that over 70% of pet owners don’t extend this compare-and-search mentality to their pet insurance policy. There are many reasons for this, including people taking out insurance policies with companies they already “know” and therefore feel they can trust, or simply following advice of a single friend and using the same broker for their own policy. However, the savings that can be made when you compare pet insurance are absolutely staggering.
The Spice of Life
It’s time consuming, but it’s worth it: shopping around is the way to go when it comes to buying pet insurance. Not only can you reduce the lost of your annual bill by perhaps £50 / $75, but you can also find out if different insurers offer different types of premiums. You can check the variance in terms of amount paid out for long illness or injury – these do vary wildly – or perhaps if a certain breed is better catered for. Only by comparing pet insurance can you find these hidden gem deals, and probably save yourself a fortune in the process. Even if you are happy with your existing policy, when renewal time comes up it’s worth consulting other companies for quotations just to check you’re still getting the best deal.
Trust Will Cost You
Many owners take pet insurance out with a company they know; perhaps a company they already have home or life insurance with. While there are sometimes good deals to be had here (some companies will offer a discount if you have more than one policy with them), it’s nevertheless worth checking out the competition. It’s been said that we live in an age where both company and consumer no longer take trust and loyalty seriously; it’s a free-for-all, so take advantage and see if someone new can woo you in.
Different Ways To Compare
The easiest way to compare is probably online comparison sites – after all, they seem so appealing! You only have to enter your details once, and then you receive lots of quotes from various companies with very little effort on your part. However… there’s a catch. The companies who provide quotes to comparison websites give those websites a cut of any deal you may because of a quote you found on the comparison site; this means the premium you buy through such a website could be higher (to cover the cost of the site’s cut) than if you just took out insurance with the company directly. We recommend using a comparison website to get an idea of where the good deals are, and then contacting the company separately for an individual quote.
Pet Insurance Guide [http://petinsuranceguide.info] is exactly what the name suggests; a total guide to pet insurance for the prospective buyer. Visit today for a complete overview of pet insurance, plus plenty of tips and advice on how to lower your premiums.
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